I know this is crazy but I feel like I finally won a battle! On 03-03-09 I had emergency surgery performed to place a cerclage in my cervix. The anestheologist charged $560.00. My insurance company paid 80% stating that the doctor was out of network. No, when I was being rushed into emergency surgery I didn't think to asked everyone involved if they were in the Cigna network. I also wasn't given a choice of what doctor to use, so I feel that this claim should have been paid as "in network" and at 100%. I've been fighting this for over nine months and finally got my insurance company to pay the additional $112.00!!!
Victory #2...You may recall from a previous blog entry back in September where I mentioned that the anestheologist who performed my c-section charged an additional $800.00 after hours fee because he performed my c-section at 3:00a.m. After arguing this charge until I was blue in the face I also got my insurance company to pay an additional $400 and the doctor agreed to write off the remaining $400 balance.
Yes, these are very minimal things but I feel like I have won a tiny little battle that I've been fighting for over 9 months. Being left with over $20,000 in medical bills, I have to make sure that every penny is accounted for.
Yes, Christmas pictures and a blog entry with all the fun details from our Christmas hooplah will be along shortly. My digital camera needs a rest. It definitely got a work out these past few days!!
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2 comments:
Way to go! You're right- every cent counts...!
Good for you!
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